- "I don't _ have_ as much time as you do"
- "I _have_ to raid, so I can't make gold all the time"
- "I _need_ epic flying to make gold, else it's too slow"
Seeing the pattern there? People blame others for being able to get gold so 'easy', but basically they are too lazy to bother making gold themselves!
People don't need to raid, but want to, they don't need to have a lot of time, just spend it wise and you can make gold without ever leaving town too, so all of that are just excuses to cover their laziness.
Daily quests might be boring, but they are the best way to ensure anyone of a steady income, every single day.
Effort has to be put into something to be able to reap the benefits from your hard work, without the will or the right attitude to make any gold, you will never be able to get any.
Which concludes this first part of this post, there's plenty of gold around, you just need to be willing to do the effort to make it. Time is there in abundance, it all depends how you plan & execute the things you do.